Need an appraisal in Oklahoma City or Oklahoma County?
Check out the top seven reasons OK homeowners need Crowe Appraisals:
Do you own a house in or near Oklahoma City? Do you need help determining the price of your real estate?
At Crowe Appraisals, we understand the unique needs of a customer after appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Crowe Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Crowe Appraisals, we're veterans in helping clients just like you rid yourselves of unnecessary PMI insurance.
Challenge Oklahoma county's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other homes close by. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an expert appraisal from Crowe Appraisals is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Crowe Appraisals can provide you with a professional appraisal that will help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Crowe Appraisals can help you with that. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.