Need an appraisal in Oklahoma City or Oklahoma County?
The top seven reasons why OK homeowners use Crowe Appraisals:
Do you own a home in or near Oklahoma City? Do you need help determining the price of your real estate?
At Crowe Appraisals, we understand the special needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Crowe Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Crowe Appraisals, we're seasoned in helping clients just like you remove unneeded and unwanted PMI insurance.
Challenging a property tax assessment
If you live in a region that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal from Crowe Appraisals is your strongest weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Crowe Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Crowe Appraisals offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.