Attention homeowners in Oklahoma City and Oklahoma County: Need an appraisal?
The top seven reasons OK homeowners use Crowe Appraisals:
Need help determining the value of your house in or near Oklahoma City, OK?
We at Crowe Appraisals understand the special needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Crowe Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.
Need to cancel PMI?
An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping people just like you dismiss unwanted and unneeded PMI insurance.
Challenge Oklahoma county's assessment of your property
Lets say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Crowe Appraisals is your #1 weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Crowe Appraisals can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Crowe Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.